Thursday, April 2, 2009

Tip #1: How to get your spouse/significant other to go along with a budget.

After 7 plus years of marriage it has only been in the last little while that my husband and I have begun to take our budget seriously as a couple. Before that it would go in spurts. Half the time He would follow the budget the other half I would. The point is now we are in it together.

How did I get Him to go along with it. It wasn't easy and some days I feel he isn't with me, but for the most part he is. He still wonders where all the money goes, and I just tell him not to worry so much. To me it seems the more you worry about something the harder it is to hold on to.

Trust me when I say you are going to be coming back to this tip until you get it right!

What not to do:

There were times, even now when I have wanted to hand over the money managing to my husband, but truth is I love to manage the expenses. I want to know where our money goes and why at the end of the month we live like college students(not that it's a bad thing). But there are times when my husband would get a soda from the school cafeteria for a little over a dollar or he would "forget" lunch so he would buy something at school(he is in college getting a degree in Accounting!) and I would just want to hand over the budget and say, "you think we have a million dollars, you do the budget for a month" but I don't. Truth was we weren't spending our money the right way.

What to do:

Once or twice a month my husband and I sit down at the computer and go over the months budget. This is the time to make adjustments and corrections. By doing this we also agree to continue to go along with the current budget. This helps both of us to know that we are committed to becoming and staying debt free.

Have you gotten your spouse/significant other on board yet? What are you waiting for? Go

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